Apply for a mobile loan 24/7, get instant approval and funded all on your iOS device. Whether it’s for unexpected car repairs, financial emergencies, or medical bills, everyone needs a little help from time to time. Ability to upgrade your membership status (Elite, Prestige, VIP). Our all new Referral Program gives you the chance to earn up to $50 per referral! Join now and make money spreading the word.Īccess all of the benefits and rewards of our Membership Program. Earn up to 20% in cashback - The Cashback Program is not available to members in Manitoba. Here’s why Canadians love the iCASH Mobile App:īorrow and Save. Simplicity - loan processing is less formalized than in a bank.We pride ourselves on providing quick, convenient credit to our Canadian customers, so we designed our mobile app to make it just as quick and convenient to manage your loan.Ĭreate an account in just minutes, 24 hours a day, 7 days a week and receive your money by e-Transfer in 2 minutes which you can then deposit in your bank account. For an investor, the safety of funds is not guaranteed by the state. For the borrower - high interest on the loan.Accessibility – alternative lenders often operate where there are no bank branches.Take time to think – you can change your mind before agreeing or signing a loan agreement.Check whether the loan agreement contains information about the total cost of borrowing.Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).To check out the interest rates and frequency.The procedure for concluding the loan agreement and receiving the payment schedule.This information can also be checked at the company's branch or on its official website. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company.You can check the availability of the relevant license (copy) at the branch of the lending company.The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.What to pay attention to when applying for a loan from iCash And it is not always about the credit history - this factor is taken into consideration only if a potential client has too many debts with other companies.īut if everything is in order, the iCash system will transfer funds automatically to the borrower's bank account via Interac e-Transfer system. The system makes an automated decision based on various reasons. The credit score does not matter, but if the client has a lot of other unpaid loans, iCash will have to reject the application. It monitors whether there are any bills that have not been paid and other factors. The company applies a system that analyzes data that has been provided by the client. There are some other criteria why sometimes the iCash staff says "No" to the clients. The main reason for rejection in iCash is when the applicant cannot meet the requirements. In case you have provided the wrong data iCash, the money will not be transferred. The automatic system operates 24 hours a day and 7 days a week. Get money right after the contract is signed – the funds will be sent with Interac e-Transfer within the next 3-5 minutes. In most cases, it is made almost instantly, so you will not have to wait for approval for too long. Specify a loan amount, repayment frequency, and the province you are currently residing in, and click the "Get my loan!" button.Ĭreate an account by providing an email address (will be used as a login) and password.įill in the application form by providing the required personal and contact information. Those who want to take short term loans need to complete the following procedure:
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